●TABLE OF CONTENTS
1. Contract identification
2. Goals of the Party
3. 2-A (Contingencies)
4. Responsibilities
5. 4-B (Loss and liability)
6. Client Payroll Calendar
7. Penalties and defaults
8. Client Codes and Responsibilities
9. Limit Breaks
Last revised 2.14.2026
Edited sections: penalties and defaults, loss and liability.
Section 1.
Contract of agreement for financial counsel
(COAF -C form)
On this day, ___________________,
year
___________, this contract and all its wordings hereby come into effect and agreement
and are adhered to by the following parties:
●
_____________________
and
______________________
The purpose of COAF-C forms is multi-assigned in ensuring the security of all parties’ assets
and building wise financial habits with the client seeking counsel. It is also a model of the design
in nature of savings structure and asset building. Therefore, by the governing parties of civil and
criminal transgressions, the terms of this agreement are protected by the laws of the UnitedStates of America. A breach of the terms of this contract will evoke the assistance of Judicial
Court proceedings and Police Staff, and the party member(s) who have breached this covenant
will be subject to the full authority and extent of power of the court systems that govern criminal
activity and civil proceedings.
Further identification of this contract explains what the parties’ involved
instructions are for the operations of all terms therein and how they shall proceed
in the case of specific events that may or may not hinder the goal of the contract.
Section 2.
GOALS OF THE PARTY
Quick points: •Educate client,
•Price of education,
goals •Debts and repayments
•Payment Methods,
•Time length of
●
The primary goal is to educate the client by leading in examples showing how to
save their assets and utilize them into further gains. The price of the counsel is
listed as costing “$200.00 dollars [paid monthly by the client] regardless of
calendar date at time of signing, [1st -7th of every month, subscription to
membership grade counsel is due] plus 50% of all monies collected that is found
to be derivative from the wisdom given to client and influence from counselor to
client.
” Monies collected can be garnished by either the counselor or the client.
50% of gained growth will be owed to the financial advisor as cost of stimulation
and price of counsel for future endeavors. The length of this contract will be 12
calendar months from the exact calendar date of signature. At the time of 6
months into the contract, both parties will have the grace period of 1 week to edit
terms of the contract which must be viewed and agreed upon and resigned to
take effect by all majority parties. If terms have been edited by the financial
advisor and the client does not respond to the edit within the week after contact
has been sent to the client to edit the changes, the majority party is defined as
the financial advisor and their council. Therefore, the change will default to the
financial advisor's edits for the remainder of the contract. If no changes are
needed, or a stalemate of decision arises, the previous terms will trump all new
terms and the original contract will take the lead of order. At the end of 12 months
from date of contract signature, the binding agreement will then come to an end
and no business will be furthered unless agreed to, or unless the client or advisor
is indebted. All debts must be repaid. If agreed to furtherances, this contract will
be remade into effect by both or all parties. All owed portions of assets will be
distributed to the appropriate sides in which they belong. Defaults of possession
will be aligned to where they will be owned by the terms stated in this contract. In
the case of unfortunate death or incarceration, the deceased family has a total of
12 additional calendar months from date of death to finalize all proceedings to
obtain the share of the deceased's assets. It is the responsibility of the client toput into motion their own will in anticipation of death in the preparatory case of
unforeseen death to instruct the financial advisor and its council on what to do
with the client’s shares of the assets being held. After the additional posthumous
12 month period has come, by the 12th month and first hour, without any
finalizations of instruction from the deceased’s embassy confirmed, it will then be
legal forfeiture of possession of assets to default to the financial advisor and its
will of instructions. Should there be finalizations, the financial advisor and its
council will adhere to all finalized terms and carry them out to the best capability
of all powers. Upon reasonable effort, and or definite completion of posthumous
allocation instruction, the financial advisor and its council will no longer be
responsible for the deceased’s assets passed on and will be forced to create a
new contract to the next descendant willing to participate in financial advisory or
a close relative of the deceased to keep records organized. Should a will be
present, without disintegration, the financial advisor and its council will follow the
will of the deceased.
Section 2a. (Contingencies)
Quick notes: •if you get arrested,
•Have someone contact us or ready •you are
responsible •forfeiture •If you are hospitalized or incapacitated •if you pass on
●
●
In the event of incarceration, the incarcerated client has a maximum of
180 calendar days to contact the financial advisor and council to update
on instruction with their assets. On the 180th day and 1st hour, without
clear instruction from the client, the client defaults on possession of all
assets involved and the irresponsibility is a penalty which carries a price
of forfeiture of all assets given to ownership in the name of the financial
advisor.
In the event of an accident and health issue, it is the responsibility of the
client to provide a representative to speak and act on their behalf about
the use, allocation, and ownership of their assets tied into this contract.
The client is given a grace of 3 months from the date of the hospital
incident to appoint their help and place contact with instructions to the
financial advisor and its council. Failure to do so will result in reasonable
forfeiture of all assets if the contract is breached for longer than 3 months
without contact. On the third month and first hour without instruction and
contact from the client, it will be legal forfeiture seized by the financial
advisor and its council due to breach of contract and default with penalty.
Section 4. (Responsibilities of the parties involved)●
Quick notes • the ceo can trade and invest as he/she pleases.
•in time of loss, your initial deposit only is guaranteed.
predicted and time scaled on a calendar
• the outcome must be income.
•profit amount is never guaranteed, it is
Responsibilities of the Financial Advisor
It is the responsibility of the financial advisor to regulate the activities of the counsel given to the
client and exact them in first-hand example while the client watches, observes, and is rewarded
with grown assets over time as a reflection of the counsel being of good merit. The financial
advisor does not guarantee a certain amount of growth exacted by count, but instead
guarantees SOME LEVEL of growth from the beginning starting point of the client’s initial
deposit of payment for suggested counsel. The financial advisor is to provide receipts of
payment and withdrawal for counseling within 48 hours of receiving cleared,(not pending)
deposit(s) to the client during the scheduled payout time. On a monthly basis, the client will
receive a spreadsheet of select decisions taken during that month that shows examples of
counsel being enacted for the client to study. Studying, or the lack thereof, is the sole
responsibility of the client and the client only. It is the financial advisor’s responsibility to show
how to do advancements in financial growth by example and provide the client with their
deserved fair share of the results. During the entire length of the contract, all grown assets and
all growth manifested is to be considered a “payment for consultation with example” transaction
and not investments. The client is specifically paying for a service that demonstrates how to do
what is discussed that SHOULD grow the client’s assets and any growth sent back to the client
is to be considered charitable participation gift payment at all times while under contract. The
financial advisor is responsible for getting the growth to the client at the pace agreed upon
mentioned later in these wordings. The client will provide in writing the clear directions for
sending and receiving their assets and the reception will be specific to each client individually
and mentioned later in the contract.
Section 4B (responsibilities of loss replacement and risk identification)
Quick notes: • you may lose your money due to market conditions,
• all parties accept this risk
before doing anything.
• it is agreed that WSD, The FC & W, and FairCloth-Waters Llc is never
responsible for loss in market conditions, but agree to insure your INITIAL DEPOSIT ONLY,
• we
are allowed grace time and payment plans to pay back initial deposits.
LOSS OF GROWTH AND LIABILITY
This section explains the contracted definition of “asset growth (growth)” and explains what
happens in the event of asset growth being reduced in value while using the financial advisor’s
services. A “loss of growth” is defined as "any monies grown that is greater than the initial
deposit amount {from the client} reduced to a smaller value.
” The client is only allowed ONE
initial deposit which will be considered the very first payment for financial counseling. All future
deposits and payments are considered “subsequent deposits” for the entire term length of the
●●
contract. Each client only gets one deposit considered as the initial deposit per 12 month
contract.
The client agrees that it is possible for the client to take any growth from the initial deposit and
make any infinite amount of growth without the knowledge of the financial advisor, and because
of this discrepancy of possibility, the financial advisor and its council can only insure the initial
deposit due to it being the only guaranteed asset given from the client that is wholesome and
untouched by the influence and skills of the financial advisor and its council. All subsequent
deposits with growth could have been a derivative of the initial growth from the talent of the
financial advisor given to the client, and then, in turn, repurposed for future growth which would
make the profit owned and or originating from the financial advisor and its council and from the
powers of the consultation.Therefore, the financial advisor and its council do not agree to
reimburse growth losses or subsequent deposits, but commit to maintaining a higher ending
value of assets in comparison to the beginning value of assets. In the event of loss, due to the
untraceable nature of growth and the growth being a possibility of only existing by initial catalyst
of the talent of the financial advisor and its council, remaining time of term contract is the
anchoring factor of time given to the financial advisor to attempt to recover said losses. An
example of such situation is described in the math provided below:
Client’s initial payment for counsel is $1,000 dollars. The initial $1,000 dollars
was then instructed to grow under the control of the operations manager and
financial advisor by way of action and example shown to the client under
reasonable viewership from the app [plus500, twitch, Facebook, YouTube, or
personal sent footage] used to grow said counseling asset payment from the
client.
The $1,000 dollar initial deposit payment then grows to $2,000 dollars making the
growth $1,000 dollars. If, before disbursement of growth, the growth is reduced
by way of market conditions and decision making from the financial advisor, the
client agrees that the fault of loss is not the responsibility of the financial advisor,
but is instead considered a market factor risk that is sanctioned with no fault to
any person due to the market being controlled by forces other than the financial
advisor.
So, in the event the $2,000 dollars is dropped to a lesser value, BUT IS
GREATER than the initial deposit, and the initial deposit only, the financial
advisor will not owe the difference in growth loss and it will be a loss owned to
the market in which the assets were scheduled to grow but failed in growth as the
risk of loss is to be understood prior to the signature of this contract. The financial
advisor does, however, per this contract, pledge to continue to attempt to grow
assets for the full term of the 12 month contract.
Section 6. (Client Pay Calendar)
Quick notes: • the fastest you can get paid is biweekly no acceptions,
withdrawa schedules, but it must be a schedule. Not whenever you like.
• you may create your
•this agreement is a
●
●long term savings plan, not a daily instant checkings account plan •withdrawals SHALL follow
contracted scheduling at ALL times
Timeline of payouts and goals of the party [continued]
The client above hereby agrees, with signature, to receive their charitable grown assets on a
scheduled biweekly gifted payout [payout] basis. The “payout” day of the week will be on
Friday and will be subject to the pending times of banking regulation. The client agrees that no
assets are to be sent to them before the scheduled payout date and the payout date will be
locked to every other Friday for the remainder of the length of the contract. The reason for this
delay in payout is to allow the financial advisor the decency and amount of time to work for the
growth of assets and allow the growth to happen in a safe manner that does not jeopardize the
integrity of the assets by committing to a rushed performance. One calendar Friday must pass
without payout and the next immediate Friday, a payout must be committed whether left pending
or immediately sent. The financial advisor is not responsible for the speed of pay after the
withdrawal is being initiated and entered into the bank. The goal over the course of the contract
is to show the client how to grow their assets at a basic introductory level and reward them with
charitable growth for paying for the consultation services for 12 months. During the duration of
the contract, the client agrees to send “$200 per paycheck” to assist with the stability of the
assets grown. This depositing amount is the only adjustable term within this contract not limited
to the 6 month edit clause listed above and not locked permanently for 12 months in respect of
the unexpected events that may cause loss of job or moving from one home to the next or the
switching from one job to the next. However, the client cannot miss more than 2 consecutive
months (8 weeks) without making a deposit of any kind or else it will be considered a penalty.
Section 7. (Penalties and defaults)
Quick notes: DONT - quit, commit and miss without a back up plan, be disrespectful, lie,
slander, run off, steal, hack, tamper, attempt, be greedy, be disorderly, be impatient, be overly
cocky or bragadocious. You can forfeit all or a portion of your profits for doing any combination
of the above.
Penalties and defaults
The following actions are considered penalties and breaches of contract and are not limited to
specific examples and can be defined as breaches of contract if real-time actions are similar
circumstances to the example circumstances listed below:
●
UNPROTECTED BUSINESS - defined as the client doing business with the company
without signing the contract. The client is fully responsible for signing this contract
BEFORE sending any funds. The contract is to be sent before funds are received. Due
to the nature of unforeseen circumstances, the company is not responsible for clients●
reading or not reading the contract. This contract is EDITABLE and will be free to adjust
any terms before business begins.
PENALTY - If business begins unprotected, the penalty is forfeiture of all deposit insurance,
profit and a flat rate fee of $5,000 dollars which can also be paid in installments no lower than
$100 per month. The staff member who onboards a client without a contract will also be fined
$500 dollars per person brought on without a signed contract. The $500 may come from market
profit, ownership stake, or day job payroll, or company funds.
Quitting - defined as no longer depositing during the 12 month contract, disappearing
without contact for longer than 2 weeks, verbally quitting via text or video or call, not
depositing longer than 8 weeks, or ending the contract prior to the 12 month period end
of the contract or any like instance of absence or stoppage of participation prior to
contract end. A client may quit at the 6 month mark without penalty after signing the
contract.
Penalty - The client agrees to pay a flat rate of $3,000 dollars to cut the contract prematurely
and will be given a 12 month timeframe to pay the $3,000 in full. Payment plans will be
accepted at a price no lower than $100 dollars per month. This penalty is only enforced if the
client quits before the contract ends. It is free to walk away at 6 months or at the end of 12
months. The reason for this is so that the financial advisor and the company is compensated for
the hours and time put into research, market hours, facilitation, and market action for the growth
of the assets and the client does not run off with free knowledge that was not originally free to
them. If the client quits without a signed contract on file, but sends the business money, their
entire initial deposit and profit is forfeited until a contract is signed. The business is allowed to
take funds and begin business before a signature at the risk of the client, but it is the client’s
responsibility to sign the contract to protect themselves in times of quitting or splitting from the
venture. It is the client’s responsibility to come back with a signed or edited contract if any case
prevented them from signing before funds were sent.
Stealing/Theft/Hacking - defined as any attempt, whether successful or not, to take
funds without the other party knowing. Also defined as disintegration, or attempt thereof,
towards the integrity of the structure of the agreement between the parties or any
structures built by the financial advisor and its council. Also defined as “copying the
blueprint of this structure and remixing it to your favor” after understanding the platform.
Also defined as, and not limited to, the use of any technology in attempt to control
software to fix the clients own results or happenstances.Also defined as “the taking of
any information from the financial advisor and its council or files and using it without the
consent of the financial advisor, owner, or operations manager.
”
Penalty - a contracted flat rate fine between a range of $1,000-$1,000,000 dollars depending on
the severity and success of charged theft or hacking. There will also be a possibility of being
charged formally by police and court systems that govern the United States of America or any
country the penalty is committed within. The financial advisor and its council hold the discretion
to choose between financial payment as settlements to these types of offense or to choose both
financial payment and jail and prison time as compensation.
●●
Greedy Trading - Defined as “being in growth more than 10% of the starting daily value
of the assets and continuing to attempt to grow more in the same business day but
resulting in loss AFTER initially being in growth and ending in loss without having the
margin to recover from said loss. Ending in growth is not considered loss.
Penalty - If the operations manager is found guilty of greedy trading, the financial advisor is
responsible for the ending loss amount to be returned to the client so long as the loss is not
asset growth. The financial advisor cannot lose any amount of the initial deposit and not repay
it. The financial advisor will have a period of 12 months to repay all losses of initial deposits to
the client. If further payment time is necessary, they client agrees to create a reasonable option
of repayment that the financial advisor will follow so long as the option does not endanger any
person or criminalize or demoralize themselves in any way.
●
Missing deposit minimums - defined as the client depositing $0 dollars into their
savings portfolio of consultation a period longer than 4 calendar weeks. The penalty is
found on the 28th day and first hour with no deposit from the client. One of the purposes
of this contract is to ensure the client is saving their assets and growing them. To do this,
it is installed that the client will deposit per paycheck into their savings and study the
financial advisor in the ways of growing the value of the deposits regardless of the
growth percent value amount during that payout period (so long as the portfolio value is
higher than the initial deposit). A client agrees that the financial advisor is in bad
standing only if the account is lower than the initial deposit. It is deemed good or
satisfactory performance if the financial advisor has the portfolio at a higher value than
the initial deposit at all times during and after the term of this contract ending. Because
of this growth standard being met by the financial advisor, it is then deemed
REASONABLE that the client can safely be called to deposit more to strengthen the
overall value of their assets, giving the deposits merit, in pursuit of growth.
Penalty - The client agrees that each missed deposit month is a temporary forfeiture of 10%
fine of total asset growth to the financial advisor. To regain the 10%, per 10% lost up to 50%
[totaling 100% of clients’ shares in growth,] the client has to resume deposits. Per consecutive
month the client deposits, then per 10% ownership value restored unto them, as reverse so lost.
Should the client reach the end of the contract in calendar days and is found in a 50% loss in
ownership over owed deposits, the penalty is then defaulted and the client is not owed their
initial deposit or saved assets.In conjunction with quitting, the client is in breach of contract for
putting to work the financial advisor, but not heeding the instruction or paying for the
consultation. Compounded with removing the life force of the venture by not depositing which is
supposed to involve their efforts saving up to the period end of the contract, it is a breach for
failure to do all so. It is then the sole discretion of the financial advisor or/and its council to
continue to involve or counsel the client due to a history of non-payment. In the event the
council says “no” to continue, but the advisor says “yes”
, unless the council can provide the
financial loss of value the client would have brought in and a reasonable business plan to thefinancial advisor as a replacement for obeying the command of “no”
, the agreement is to follow
the financial advisor only once more for a term of 3 months. If at the 90th day and first hour, the
agreement is not agreed and voted on reasonably as favorable to keep the client, the financial
advisor SHALL concede and part ways with the client as it will be penalized and voted as bad
business. Should the financial advisor say “no” and the council says “yes” to do business with a
client after missed deposits by the client, (only a repayment in full) + a flat rate fee of $3,000
dollars, or +25% of the clients initial deposit (whichever is greater) and good Germaine behavior
from the client will restore the vote and the council may overpower the financial advisor and
appoint a different lieutenant advisor over the client’s assets. The previous financial advisor or
its heir will then be owed 10% for life of the asset growth gained by the new lieutenant advisor
and the client so long as the client is in code of conduct. Should the client be found disorderly,
even after restored participation, the client may be banned and penalized their entire asset as
restitution. If the banned client had a growth higher than their initial deposit, the financial advisor
MAY, AT THEIR DISCRETION, return to the banned client their initial deposit amount.
●
Slander/Hate Speech/Disorderly Conduct - defined as “any comments, statements,
wordings, graphic images, or audio and video from the client that disrespects the
integrity of the financial advisor and its council.
” Disrespect is found to be identified, but
not limited as hate speech, offensive language, obscene gestures and behaviors,
disorderly or vulgar expression of opinion and slighted character speech. The code of
conduct for the financial advisor and its council is to remain optimistic, respectful, and
orderly towards the client in both times of loss and times of gained growth. Respect is a
virtue within this agreement and shall have high rank in the weight of decision making
when discerning which next decision to make regarding the agreements between the
council and agreed above client.
Penalty - a ranged fine of $1,000 dollars - $1,000,000 dollars based on the severity of the
offense. This penalty is to be interchangeable and can be enforced by either the client to
penalize the financial advisor or it’s council and interchangeable by the financial advisor to
penalize the client. The fine cannot exceed the severity of the disrespect. The council must
agree on a reasonable penalty to match the disrespect and has the discretion to ban the
agreeing possibility of making future covenant with the client or financial advisor due to guilty
found disrespect of any level higher than a $10,000 dollar fine. In terms of cite and example
only, a $1,000,000 dollar penalty is a sentence that contained words like,
“Cunt Faggot retarded
dyle ass motherfucking faggot mother trans bitch company. Suck my dick you deformed
fuckmateon mcmelon bitch fucker..
”
- [ai generated example]. These words may have also
contained a video or series of videos with like-language or memes and obscene gesture
pictures to equate to 1Million Dollars worth of disrespect.
An example of a $100,000 dollar penalty of slander would be if the words used virally affected
the business success of the financial advisor or its council such as,
“never do business with
them again they are thieves and scammers”
. Should it be untrue slander, the client is
responsible for $100,000 in restitution based on the vitality and virality scale of the comment or
statement. The code of conduct of the financial advisor and the council is to grow assets andlead by example in a positive growth increasing manner with respect to mankind and business
alike. In times of disagreement, the financial advisor and its council agree to remain respectful in
expression of disagreement or discomfort.
An example of a $10,000 penalty of hate speech is if a client, while under contract, something to
the nature of the following; said,
“you nigger fucking dumb bitch clown ass fuckboy dyke whore
bitch”
, the client is then found guilty of hate speech and is penalized the $10,000.
Grading of the scale of penalty for disrespect is considered objective and needs unanimous
ranged decision by the current financial advisor and council or the client and its lawyer or self
appointed representation. If words are to be forgiven, they are to be forgiven AFTER the penalty
is paid. If forgiven before the penalty is paid, the penalty is still owed.
If a disrespectful penalty is heinous enough, it can qualify for forfeiture of assets from the client
as restitution or forfeiture of ownership profit from the financial advisor to the client. The
forfeiture of ownership profit will not exceed the 50% share of split agreed upon between the
signed above client and the signed above financial advisor. The flat rate fine is to be separate
from the forfeiture but can be paid via forfeiture.
Overly braggadocious behavior from the client can be penalized. It is hereby agreed that the
client will keep celebratory expression, only while under contract, to a respectful range that does
not offend others. This can be scaled and referenced with “if you couldn’t say it on the news,
please do not say it while under contract.
” and “if it can be deemed as spam or harassment,
speak and appear less often.
” This code of conduct is limited to the business integrity and
comfort of the financial advisor, its council, any other client in contract with the financial advisor
and group viewers. If the language is not subject matter involving any of the parties there listed,
or offending any of the parties there listed, it is not considered a breach of contract. The penalty
for overly braggadicious bogarting behavior is a flat rate of 10% of monthly growth given to the
financial advisor.
●
Tampering - defined as the client exhibiting behaviors that hinder, halt, interfere,
impede, or remove the access of the financial advisor from the assets. For example, if it
is agreed that the client may have email or password access to any apps used in the
growth process, (which is not originally offered but can be later agreed to) it is
considered tampering if the client changes any information such as the password or
email without the consent of the financial advisor. Like behaviors can be deemed
reasonably under the same classification spectrum of the above mentioned penalty.
Penalty - depending on the success of the tampering and the limitation, and or impedance of
the tamperage, the client can be banned, fined a mirrored amount of the gross value of asset at
the time of tamper, sued for 500% of the value of the assets at the time of tamper or sued for a
flat rate of $3,000 up to $1,000,000 dollars in interference restitution.1. 2. 3. 4. 5. 6. 7. 8. Section 8. (Client code of conduct and responsibilities)
Responsibilities of the client
Maintain employment or a stream of income.
Successfully deposit the agreed monthly deposit amount of $200.00 per paycheck or
$400 per month.
Maintain respectful behavior while under contract.
Optionally, develop their will of posthumous action in anticipation of any life altering
events they may encounter.
Appoint a chain of command to represent them if anything happens to themselves.
Follow all terms within this contract while under the time term of the contract.
Update the financial advisor of any employment changes.
Never send survival and bill money as assets to be grown. There is a risk of loss of
income when growing assets. Send only the assets you can afford to spare in case of
failure.
9. Monthly subscription to counsel fees.
10. Updating the financial advisor on contact information changing or any adjustments to
contacting them.
11. Avoiding penalties.
12. Reading the contract.
13. Understanding the contract and asking questions if anything is misunderstood.
14. Asking to change certain things in the contract BEFORE signing.
15. Seeing something you don’t like in the contract and not signing it if a new compromise
cannot be created.
This concludes the purpose and nature explanation of the agreement. Signatures below will
consolidate the agreement and it will act as the beginning of the 12 month term from the date it
is signed. Please read this file in its entirety before signing. Understanding the contract is the
responsibility of the client. Please note that after signature, all terms are legally and lawfully
locked in place until the 6 month and 1st hour when edits are available. If after 7 calendar days
from the 6th month and 1st hour, no changes are made, the original terms will trump any new
terms and the original contract will take the lead order.
Section 9 (Limit Breaks)
LIMIT BREAKS AND RULES
A LIMIT IS WHEN A CLIENT REACHES THEIR “DEPOSIT TO GROWTH MAXIMUM”
Grey area funds are deposit values that round down to the nearest entry limit levels, but
the amount was not greater than the upgrade required to enact a new tier of limit break.
For example: a $6,000 dollar initial deposit has a yearly withdrawal maximum of $24,000.
Once the client has withdrawn $24,000, they cannot withdraw more until the term ends.The asset will still grow, but the client is agreeing to not touch the asset and study real
time savings for the remainder of their 12 month contract term.
If any client never reaches their withdrawal maximum within a 12 month span, there will
be no limit to how much profit is withdrawn UP TO their 12 month limit of withdrawals.
These are the flat rated growth maximums per contract and initial deposit. If you initially
deposit (not to be confused with subsequent deposits):
$3,000 or less AT THE TIME OF SIGN UP, your yearly growth withdrawal maximum is
$24,000 dollars.
(grey area deposit funds $6,999 or less)
$7,000 - $15,000 AT THE TIME OF SIGN UP, your yearly growth withdrawal maximum is
$45,000 dollars.
(grey area funds $15,001-$44,999)
$45,000-$75,000 AT THE TIME OF SIGN UP, your yearly growth withdrawal maximum is
$250,000 dollars.
(grey area funds $75,001-$79,999)
$80,000-$99,999 AT THE TIME OF SIGN UP, your yearly growth withdrawal maximum is
$350,000 dollars.
$100,000-$349,999 AT THE TIME OF SIGN UP, your yearly growth withdrawal maximum is
$700,000 dollars.
(Grey area funds $500,001-$874,999)
$875,000-$1,000,000 AT THE TIME OF SIGN UP, your yearly growth withdrawal maximum
is $3,000,000 dollars.
(grey area funds $3,000,001-$4,499,999)
$4,500,000-$5,000,000 AT THE TIME OF SIGN UP, your yearly growth withdrawal
maximum is $7,000,000 dollars.
(grey area funds $5,000,001-$6,999,999)
$7,000,000-$9,999,999 AT THE TIME OF SIGN UP, your yearly growth withdrawal
maximum is $14,000,000 dollars.
$10,000,000 - $14,000,000 AT THE TIME OF SIGN UP, your yearly growth withdrawal
maximum is $20,000,000 dollars.
These maximums are put in place as a system of “separation of powers” so that the
clients who put in the least amount of money are not outlandishly over compensated inan abnormal period of time which could trigger financial audits. Even though, per this
agreement with record keeping, audits would be passed, it is still an uncomfortable and
tedious task and a task that loses time, that is preferred not to be triggered by any reason
such as “over inflation of income increase”
. For these reasons, but not limited to these
reasons, maximum growth limit caps have been put in place.
There will be no breaking of a yearly limit cap. Meaning, no client can receive more than
their growth limit in a span of 12 months. Therefore, if a limit in growth is reached, the
client may continue to build and store it, but the amounts surpassing the limit will not be
available for withdrawal until after the 12th month and first Thursday. On that first Friday,
excess surplus funds will be available for the client to withdraw.
However, there are ways around not being able to continue to withdraw. A client would
have to create a separate contract with a separate initial deposit and the 12 months for
the new contract would start on that date of signature of the new contract. NOTE: If a
client has already withdrawn their profit limit, they cannot use surplus funds from that
contract to start a new contract. The surplus contract funds are to be locked in interest
for the remainder of the contract term. At the end of the term, the client will then receive a
new term year bonus based on the unpredictable amount of interest grown over the
remaining time left of the surplused term of each individual client's term. The new
contract initial deposit will have to have been made with the clients money that isn't
being utilized as a growth example for the set term.
If all terms above have been agreed by all parties, let the signatures bring to life these terms.
Hereby,
Signed by the financial advisor:
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Date of signature:
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Signed by the client:——————————————————
Date of signature:
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